Features

Everything you need to run your home.

Simple, powerful tools to track bills, manage budgets, and organize your household finances — purpose-built for families and roommates.

The toolkit

Everything you need, in depth

Each feature is built for the shared-household workflow — not bolted onto a personal-finance app.

Bill Management

Track every bill in one place. Set recurring schedules, get reminders before due dates, and mark bills paid in a click. Import from your bank to match bills automatically.

  • Recurring schedules — weekly, monthly, yearly
  • Email reminders before every due date
  • Bank CSV import with smart matching
Upcoming billsAuto-matched
Electric Bill$124.50Paid
Internet$79.99Due in 3 days
Rent$1,850.00Paid
Phone$65.00Due in 8 days

Budget Planning

Set spending limits by category and watch progress in real time. Get alerts as you approach a limit — before you overspend, not after.

  • Category-based monthly budgets
  • Visual progress indicators
  • Warning alerts at custom thresholds
June budget$840 of $1,150
Utilities$245 / $300
Groceries$380 / $500
Entertainment$95 / $150
Transport$120 / $200

Spending Insights

Visualize where your money goes with clear charts and trends. Compare month-over-month spending and spot the patterns worth changing.

  • Monthly spending trends
  • Category breakdowns
  • Year-over-year comparisons
Monthly spending+8% vs. May
Jan
Feb
Mar
Apr
May
Jun

Smart Import & AI Categorization

Drop in a CSV from any bank — HomeTabs auto-detects the format, matches transactions to your bills, and categorizes spending with AI on paid plans. Review anything it’s unsure about.

  • Auto-detects formats from major banks
  • AI-assisted category & vendor matching
  • Duplicate detection on every import
Imported · chase.csv42 matched
Whole Foods$84.20Groceries
PG&E$124.50Utilities
Shell$52.10Transport
Unknown vendor$31.00Review

Cash-Flow Forecast

See your balance weeks ahead. HomeTabs projects upcoming bills and income, finds the tight spots before they happen, and warns you when a shortfall is coming.

  • 90-day projected balance
  • Shortfall warnings before the due date
  • Built from your real recurring bills
90-day forecastProjected
Lowest balance$420 · Jul 28
Rent + utilities week−$2,180
Paycheck+$3,100
Shortfall riskHeads up · Jul 28

Debt Payoff

Take control of debt with clear visibility into balances, rates, and timelines. Choose avalanche or snowball to optimize your path to debt-free.

  • Track cards, loans & mortgages
  • Avalanche and snowball strategies
  • A visual debt-free timeline
Debt payoffAvalanche
Credit Card$3,450 · 22.9% APR
Auto Loan$12,800 · 6.5% APR
Debt-free byMarch 2027
And more

Built for the way you live

The household features that turn a budgeting app into a home for your whole financial life.

Family Sharing

Invite members with roles & permissions — everyone sees the same dashboard.

Home Inventory

Track belongings, warranties & purchase dates. Essential for insurance claims.

Document Storage

Store receipts & contracts, linked to the bills and assets they belong to.

Smart Reminders

Due-date nudges, overdue alerts, and weekly summaries delivered to your inbox.

Vendors & Tags

A community vendor directory plus hierarchical tags to organize everything.

Activity Log

A full audit trail of who changed what, with filters — transparency for shared households.

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