We tried to make these terms readable. No walls of legalese, no gotchas hidden in paragraph 47. Here's the deal.
HomeTabs helps you manage your household - bills, budgets, assets, documents, all the stuff that usually lives in a shoebox or a dozen spreadsheets. We build the platform, you bring the data. Simple as that.
Keep it secure. Strong password, don't share credentials, tell us if something seems off. You need to be 18+ to have your own account - this is about managing finances and legal documents, after all.
It's yours. We store it to make the app work, but you own it completely. Export anytime, delete anytime. When you say delete, we mean actually delete - not "flag for deletion" or "archive somewhere." See our Privacy Policy for the full story.
Use HomeTabs for what it's meant for: household management. That means don't use it to:
We work hard to keep HomeTabs running smoothly. But we're being honest: we can't promise 100% uptime. Servers need maintenance, bugs happen, the internet is complicated. We'll always try to minimize disruptions and give you a heads up about planned downtime.
HomeTabs is provided as-is. We built it to be useful, but we can't guarantee it's perfect for every situation. We're not financial advisors - we just make the tool. Decisions you make based on your data are yours. We're not liable for indirect damages, which is standard but important to say.
We might update these terms occasionally. If it's significant, we'll let you know. You can always close your account - no tricks, no friction. If we have to terminate an account for violations, you still get time to export your data. Fair is fair.
If something here doesn't make sense, ask. We'd rather explain it than have you guess.
For the complete legal version with all the formal language about subscriptions, payments, dispute resolution, and liability limits, see our full legal terms of service.